When an individual has a bad or low credit score, opening a cellphone account, renting an apartment, and borrowing money become intricate for him. Such individuals always strive to regain a high credit score. Even if someone has bad credit, various credit cards are available for him. Discover it Secured credit card gives its users an opportunity to earn 2% cash back at restaurants and gas stations on purchases up to $1,000. For people looking for ways to establish or boost their credit, U.S. Bank Secured Visa card is undoubtedly the most ideal one. The reason is that it charges zero penalty APR and the cardholders receive shopping as well as travel benefits. Whoever uses this card gets an additional benefit i.e. auto rental collision damage waiver.
Another card that is the top preference of many people is Wells Fargo Secured credit card that offers emergency and travel assistance services, credit education tools, and it charges $25 annual fee, 21.24% APR on balance transfers and purchases. Astonishingly true, folks who are the victim of bankruptcy and bad financial behavior can also opt for unsecured and secured credit cards for bad credit. These cards help them to re-establish their credit scores and histories, furthermore, make travel reservation booking and online purchasing easier and simpler than the users expect.
List of Credit Cards For No Credit:
- Capital One QuicksilverOne Cash Rewards
- Journey Student Rewards from Capital One
- OpenSky Secured Visa
- Discover it Secured
- Green Dot Visa Secured
Here are some of the credit cards for good credit:
- Chase Freedom Unlimited
- Blue Cash Everyday Card from American Express
- Citi Rewards+
- HSBC Cash Rewards Mastercard
- Chase Sapphire Preferred
By using a wide range of credit cards, the users can enjoy endless benefits including no foreign transaction fee, hassle-free balance transfers, ongoing rewards, zero annual fee, sign-up bonus, and many more. Through travel portals, the users can redeem various points on the basis of dollars on dining and travel purchases.
